VU Resources

Point of View from an Insurance Expert Witness

This expert witness jumped headfirst into her line of work. As she learned more about the insurance business from a legal standpoint, she was concerned to see how exposed agents are to errors & omissions (E&O) lawsuits. And thinking back, she realized how little training agents receive to protect themselves. Read on for E&O tips…

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Back to Basics – Newsletters Every Agent Should Subscribe To

We are all busy, I get it. However, with coverage and court decisions changing at lightning speed, we all need to stay up with current court decisions and coverage issues. For your reading pleasure, in this article we recommend several important insurance newsletters penned by various authors.

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Does an E&O Audit Make Sense for Your Agency?

Why would an agency owner want to undertake an agency errors & omissions audit? Read this auditor’s top reasons an agency should embrace the practice of an internal audit by an external consultant or trained internal employee.

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Ask an Expert May Help Clean Up a General Liability Mess

Ask an Expert helps an agent respond to what she considers an incorrect coverage denial. It’s an example of how our Ask an Expert member service can help you reasonably advocate on behalf of your client.

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Advertising Injury for Intellectual Property Coverages: Understanding Gaps in Commercial General Liability Policies

Personal & Advertising Injury coverage under the Commercial General Liability policy offers very limited protection for patent infringement. Specialty coverage is available, and one such provider, Intellectual Property Insurance Services Corporation’s executive vice president Chuck Baxter has graciously authored this article for Insurance Illustrated.

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Are Donations Made to Non-Profits Covered in a Business Income Loss?

Business income and extra expense coverage can be difficult claims to handle, and filling out the business income worksheet must be done with care. In this question, an agent asks if donations the non-profit include on their profit & loss statement covered after a loss. Our experts chime in, and this article is worth a…

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Grow Your Insurance Agency Business by Discovering New Business Ventures

Many consultancies begin out of necessity. An older worker may face a layoff and be unable to quickly find new employment. Professions such as information technology, the finance industry and construction/manufacturing seem to be the most flagrant violators of age discrimination laws. Those over forty who cannot quickly find employment after a downsizing may decide…

Back to Basics – What Is the Surplus Lines Market?

With today’s hard market, more agents place business with the surplus lines market. This article provides a basic overview of the importance of the surplus lines market, and some pitfalls to avoid when working in the surplus lines environment.

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