For whatever reason(s), some carriers are more willing to write business auto liability coverage under Symbols 2, 8, and 9, rather than Symbol 1. Recently, we received an “Ask an Expert” question from an agent who’s BAP insurer insisted on Symbols 2, 8 & 9 saying, according to the agent, that they were equivalent to Symbol…
The issue of “care, custody and control” in insurance policy exclusions will probably be debated until the end of time. In this article, we’ll explore the issue of “CCC” with regard to auto exposures. Our analysis considers the exclusion in the context of an actual claim and presents some possible alternatives for handling such exposures…
From our “Ask an Expert” file: On a Business Auto Policy (BAP) can you add the owner of the premises you are doing a job for as an additional insured? A contractor is driving his van on premises to do work for a general contractor. His contract states that he must name the general contractor…
