If you incorrectly name your insured on any policy, your insured may find he or she does not have coverage. After a loss is the worst time to learn that fact. The first questions most well-trained adjusters ask as they review a loss is who suffered the loss and is that person or entity listed…
Massachusetts highest court refuses to expand coverage beyond “DBA” in named insured, resulting in no coverage for $14m consent judgment in April 2022. Read on to learn more.
Does the breath of coverage depend on the inclusion or exclusion of the assumed business name, the DBA? Well, the answer isn’t as clear as you might think.
Getting the named insured correct is critical because if you’ve done this wrong, there may be no coverage at all for that policy you just wrote.
Should DBAs or T/As (trade names) be listed on the CGL? Do they have to be listed? Adjusters have told some agents that the misnaming of a trade name endangers coverage. This is not true! Find out why.
As ridiculous as it sounds, the entity being sued has to be an insured to garner any protection from the commercial general liability policy.
The ISO CGL policy includes real estate managers as insureds in the Who Is An Insured section. Why?
