VU Resources

Author David Dybdahl is a 35-year insurance veteran and served as the insurance broker on the clean-up operations of Chernobyl.

Learn the current claims trends in D&O liability, where it’s headed, trends in future claims, and the important D&O insurance coverage and policy wording issues.

Understand the coverage gaps that create the need for this coverage, how the policy works, and who needs this coverage.

If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems.

Learn about the five of the most common contractor risk exposures: contractual risk transfer; properly extending insured status; business auto issues; misuse of the absolute pollution exclusion; and professional and pollution exposures faced by contractors.

Getting the named insured correct is critical because if you’ve done this wrong, there may be no coverage at all for that policy you just wrote.

If you’ve ever heard that a crushed grape was considered a pollutant, you need to read this report.

Business income is the most undersold property coverage likely because it is the most misunderstood and scary. In reality, BI is quite once these basic concepts are understood.

Learn how to complete the business income worksheet (CP 15 15), a worksheet that has frightened insurance practitioners for decades.

We do a bad job of explaining the concept of “replacement cost” and tend to tell clients they will get new stuff for old junk. This may be partially true, but partial truths will get you sued.