VU Resources

Advanced Personal Lines

Advanced Personal Lines

Concept of life, auto and home insurance with paper family, car and house in hands on yellow background

When is a Smaller Agency Worth More Than a Larger Agency?

Agency acquisitions and mergers continue to heat up, your agency value may be more complex than you think. Revenue and commissions are not the prime indicator of value for an agency – Profit potential determines a business’s value, not size.

Seven Steps to a Smoother Catastrophe Claims Process

Bradley Flower, Big I member and owner of Portal Insurance in Mobile, Alabama, knows a few things about catastrophes. He developed catastrophe claims process we asked him to share for agents who have cat-exposed clients. After catastrophic events, your insureds will reach out for help, and while you may be mopping up your own damage,…

Two Rows Of Pawns Coming Together And Merging On Table

Back to Basics – What is a Personal Umbrella Policy?

Personal lines policies offer liability coverage limits that protect your insureds if they injure someone or damage their property. But with today’s ever-increasing jury verdicts, it’s not hard to see how a minor accident can morph into something that plows through, if you’ll excuse the pun, the $300,000 combined single limits (CSL) on your insured’s…

Opened yellow umbrella isolated on pastel pink studio background

Are Your Private-Sector Clients Aware of their Directors and Officers Liability Exposures?

Many experienced business owners are unaware of their need for a Directors & Officers (D&O) liability policy. According to a white paper on this issue developed by Gallagher, a Chubb study found that 25% of private companies surveyed had a D&O claim in the three years surveyed. The average cost of those claims, according to…

Cropped shot of a group of architects in the boardroomhttp://195.154.178.81/DATA/i_collage/pi/shoots/806296.jpg

Back to Basics – What is Legal Liability?

What does it mean when an adjuster reports that your insured is not “legally liable,” so the carrier will deny the claim. This article explains the basics of legal liability so that you can explain it to your clients.

top view of color analytical graph on white background

Disaster Planning for Insurance Agencies

Increasingly inclement weather, civil disobedience, electrical grid failures – all these problems can create a nightmare for insurance agents. Not only will these events impact your clients, but your agency’s staff and its agency management system may be unable to handle the flood of incoming calls and email requests for assistance. Every agency needs a…

Filters

Virtual University

  1. VU Resources (1814)

  1. Virtual University (1814)
  2. Best Practices (1)
  3. Big "I" Hires (1)
  4. Ask an Expert (3)

  1. Article (1701)
  2. Download (9)
  3. Webinar (7)
  4. Guide (1)

  1. Agency Management (669)
    1. Agency Operations (669)
  2. Customer Service (528)
  3. Marketing (257)
  4. Technology (1)
  5. Sales (76)
  6. Procedures (63)
  7. Certificates of Insurance (70)
  8. Human Resources (39)
  9. EO Loss Control (16)
  10. Professional Development (18)
  11. Perpetuation (18)
  12. Regulation (1)
  13. Professional Liability (12)
  14. Contracts (13)
  15. Risk Management (2)
  16. Hiring and Recruiting (2)
  17. Diversity & Inclusion (1)
  18. Disaster Preparedness (1)
  19. Compensation (5)
  20. Hiring (1)
  21. Employee Benefits (1)
  22. Valuation (1)

  1. Commercial Lines (4)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (37)
      2. Other CGL (31)
      3. Coverages (19)
      4. Endorsements CGL (15)
      5. Additional Insureds (11)
      6. Contractual (8)
      7. Crime (7)
      8. Insureds (7)
      9. Conditions CGL (5)
      10. Liability CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (36)
      2. Other Property (31)
      3. Coverages Property (14)
      4. Property Exclusions (13)
      5. Endorsements Property (9)
      6. Perils (2)
    3. Commercial Lines Auto (3)
      1. Physical Damage (13)
      2. Endorsements (10)
      3. Other (10)
      4. Garage (3)
    4. Miscellaneous Commercial Lines (63)
    5. Business Income (50)
    6. Workers Compensation (46)
    7. Liability (17)
    8. Professional Liability (12)
    9. Flood (4)
  2. Personal Lines (26)
    1. Homeowners (1)
      1. Other Homeowners (23)
      2. Property Coverages (14)
      3. Condo Issues (14)
      4. Property Perils (11)
      5. Liability Coverages (10)
      6. Exclusions Property (9)
      7. Vehicles (7)
      8. Insureds Homeowners (7)
      9. Definitions Homeowners (7)
      10. Conditions Homeowners (7)
      11. Liability Exclusions (6)
      12. Endorsements Homeowners (1)
    2. Auto (1)
      1. Liability Auto (16)
      2. Other Auto (15)
      3. Physical Damage Auto (14)
      4. Insureds Auto (14)
      5. Rental Cars (6)
      6. Endorsements Auto (3)
      7. Conditions (1)
    3. Miscellaneous Personal Lines (28)
    4. Flood Personal Lines (26)
  3. Life and Health (4)
    1. Life (12)
    2. Miscellaneous (11)
    3. Health (4)
  4. Back to Basics (23)
  5. Test Vu Topic (1)

  1. Commercial Lines (13)
    1. Workers Compensation (47)
    2. Commercial Auto (45)
    3. Professional Liability (13)
  2. Personal Lines (1)
    1. Homeowners (1)
      1. Jewelry (1)
    2. Life Insurance (26)
    3. Personal Umbrella (1)
  3. Auto (69)
  4. Flood (30)