Commercial General Liability (CGL)

Reporting Underlying Claims to the Umbrella Carrier

An agent writes, “We seem to have some major disagreement within the office here as to whether a GL loss should be reported to the excess carrier. A few people feel that we should assess the claim and determine if we think it might come close to the GL limit – if we think it might,…

House, car, money icons under a red umbrella for insurance protection concept

Perception is Reality

An increase in rates/premiums has been predicted for a while, though not yet widespread. But, there is evidence that the time is coming. Don’t let your insureds be blindsided. In particularly if your carriers are among the first to increase rates, here are some tips to make you and your clients better prepared for the…

Business growth concept. Financial report with graphs and arrow.

Three Myths About War and Terrorism Risks

“War and terrorism risks” are among the most severe issues facing organizations doing business outside the United States and, with an increasingly global economy and internet sales, more and more companies are doing business internationally. But coverage for war and terrorism is shrouded in mystique. Three myths have sprung up around it: It’s unavailable, it’s…

Planet globe earth burning in fire on a white background. natural disasters, global warming concept.