Commercial General Liability (CGL)

For insurance agents and brokers who provide services to construction managers, general contractors, and subcontractors – this is a MUST READ REPORT.

Author David Dybdahl is a 35-year insurance veteran and served as the insurance broker on the clean-up operations of Chernobyl.

Learn the current claims trends in D&O liability, where it’s headed, trends in future claims, and the important D&O insurance coverage and policy wording issues.

Understand the coverage gaps that create the need for this coverage, how the policy works, and who needs this coverage.

If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems.

Learn about the five of the most common contractor risk exposures: contractual risk transfer; properly extending insured status; business auto issues; misuse of the absolute pollution exclusion; and professional and pollution exposures faced by contractors.

Getting the named insured correct is critical because if you’ve done this wrong, there may be no coverage at all for that policy you just wrote.

If you’ve ever heard that a crushed grape was considered a pollutant, you need to read this report.

States have gone to war against some municipalities over COVID-19. Executive orders currently in place in many states still bar certain businesses considered “non-essential” from opening; but some municipalities have told their respective governors they are opening the community regardless.

The economic disruption caused by COVID-19 has left millions of people unemployed—at what many say is the highest rate since the Great Depression. In considering the future, those who’ve lost their jobs may think about starting a home-based business as the crisis eases or perhaps working more independently. This could create an expansion of the…