Commercial Lines

weSure Introduction

Watch Gold carrier partner weSure’s on-demand webinar to learn about a new digital market offering admitted and A rated BOP, WC, and Cyber through a one-of-a-kind quoting platform.

Comp Conundrum: Will Workers Compensation Premiums and Claims Drop Under New Modes of Working?

“Once the toothpaste is out of the tube, it’s tough to get back in,” H.R. Haldeman, White House chief of staff under the Nixon Administration, famously observed. Half a century later, employers are finding the truth in the expression as they struggle to get their employees—many of whom were sent home to telework during the…

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VU C.E. Workers Compensation Webinars

VU C.E. Workers Compensation Webinars Recorded on November 22, 2022 Who counts as an employee? What happens when an employee travels out-of-state to work? Our workers’ comp classes will help clear up these areas of confusion and build your knowledge base. Select your state from the list for viewing and CE options. Select your state…

NCCI Rolls Out New Learning Center Platform, Resources for Agents and Brokers

In 2024, the National Council on Compensation Insurance (NCCI) rolled out a modernized Learning Center accessible to the public. The Learning Center provides a range of topics, including classification, experience rating, the residual market, and more. This article covers the new learning path and other valuable resources available to insurance agents and brokers who want…

Reducing Workers’ Compensation Claim Frequency and Severity is Critical to Reducing Your Client’s Experience Modification Factor

No matter the size of your client’s workforce, their management of the organization’s workers’ compensation injuries can be challenging. Every organization struggles to find new ways to reduce the number of injuries (frequency) and decrease the amount paid on claims (severity). Here are some suggestions that you can use in guiding your clients toward improved…

Back to Basics – Lead with Workers Compensation Coverage

Read any insurance trade journal, and you’ll see articles about how agents can “lead with workers compensation insurance.” Savvy insurance agents can increase their business by targeting employers with considerable workers compensation exposures. Often after the sale of the work comp policy, agents don’t stay as involved as they do on other lines of coverage.…

West Virginia Workers’ Compensation Legislation is a Dilemma with No Clear Solution – Yet

The Oxford Language Dictionary defines a Catch 22 as “A dilemma or difficult circumstance from which there is no escape because of mutually conflicting or dependent conditions. A new West Virginia law that allows employers to voluntarily cover post-traumatic stress disorder in frontline responders is just that – A Catch 22.

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Insurance Agents: Improve Your Clients’ Work Comp Results with Nurse Triage

As an insurance agent, you understand that your clients and their organizations face new challenges every day, including keeping workers’ compensation costs down, receiving proper workplace injury reports and improving employee morale. It doesn’t need to be difficult to address these needs. In fact, by simply guiding your clients to the right nurse triage program,…

Workers’Compensation

Workers’ Compensation

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Workers Compensation Rates Still Stable Despite COVID-19

A recent Rough Notes article, “Workers Compensation: An Oasis in a Dry Desert: An Island in Stormy Seas,” finds that despite COVID concerns, the workers compensation market is still stable. Looking to the future, economic trends could increase the cost of reinsurance, but overall, the outlook for workers compensation is bright.

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