Procedures

Agents must be proactive about prescribing coverage in the virtual world.

There are naive questions, tedious questions, ill-phrased questions, questions put after inadequate self-criticism. But every question is a cry to understand the world. There is no such thing as a dumb question.

Protect your customers and yourself by offering uninsured/underinsured motorist coverage.

Builders risk insurance might appear to be an exotic animal in comparison to more mundane insurance products.

In today’s litigious society, drivers need uninsured/underinsured motorist insurance and even umbrella coverage. Certain states have minimum automobile liability coverage requirements, while some states make UM/UIM coverage a requirement.

Your client has the gold star of homeowners coverage: special form coverage, replacement cost on dwelling and contents, and inflation guard. The carrier does its magic at renewal and voila! The coverage limits are increased each year.